$15 an hour after tax in Ontario
Take-home pay for the 2026 tax year, worked out line by line. Change any number below to see your own result.
If you earn $15.00 an hour (40 hours a week, $31,200 a year) in Ontario in the 2026 tax year, your take-home pay is about $26,380 a year, or $2,198 a month, after federal and provincial tax, CPP and EI.
$15 an hour in Ontario
| Gross pay | $31,200 |
|---|---|
| Federal income tax | −$1,553 |
| Ontario income tax | −$1,111 |
| CPP contributions (5.95%) | −$1,648 |
| EI premiums (1.63%) | −$509 |
| Take-home pay | $26,380 |
- Income tax 9%
- Payroll & social 7%
- Take-home 85%
Full breakdown of $15 an hour
| Item | Per year | Per month | % of pay |
|---|---|---|---|
| Gross pay | $31,200 | $2,600.00 | 100% |
| Federal income tax | −$1,552.64 | −$129.39 | 5.0% |
| Ontario income tax | −$1,110.74 | −$92.56 | 3.6% |
| CPP contributions (5.95%) | −$1,648.15 | −$137.35 | 5.3% |
| EI premiums (1.63%) | −$508.56 | −$42.38 | 1.6% |
| Take-home pay | $26,379.91 | $2,198.33 | 84.6% |
Effective tax rate 15.4%; marginal rate 25.2%. Assumes a single filer with no pension or savings deductions.
$15 an hour by pay period
| Period | Before tax | After tax |
|---|---|---|
| Year | $31,200.00 | $26,379.91 |
| Month | $2,600.00 | $2,198.33 |
| Twice a month | $1,300.00 | $1,099.16 |
| Every 2 weeks | $1,200.00 | $1,014.61 |
| Week | $600.00 | $507.31 |
| Day (260 days) | $120.00 | $101.46 |
| Hour (40 h/week) | $15.00 | $12.68 |
Nearby hourly rates in Ontario
| Pay | Take-home / year | Tax rate |
|---|---|---|
| $15 an hour | $26,380 | 15.4% |
| $20 an hour | $34,011 | 18.2% |
| $25 an hour | $41,641 | 19.9% |
$15 an hour in other provinces and territories
| Province | Take-home / year | Difference |
|---|---|---|
| Ontario | $26,380 | – |
| British Columbia | $27,074 | +$694 |
| Alberta | $26,989 | +$609 |
| Nova Scotia | $25,987 | −$393 |
How we calculated this
- Deduct CPP at 5.95% of earnings between $3,500 and $74,600 (max $4,230.45), CPP2 at 4% up to $85,000, and EI at 1.63% (max $1,123.07).
- Subtract the enhanced part of CPP and all of CPP2 from income to get taxable income.
- Apply the 2026 federal brackets (14% to 33%), then subtract 14% of the basic personal amount ($16,452), base CPP, EI and the Canada employment amount.
- Apply Ontario's 2026 brackets and credits (basic personal amount $12,989). Ontario adds a surtax on higher provincial tax, the Ontario Health Premium (up to $900), and a low-income tax reduction.
Rates from official Canada Revenue Agency publications, last checked October 14, 2026. See our methodology.
Frequently asked questions
How much is $15 an hour after tax in Ontario?
If you earn $15.00 an hour (40 hours a week, $31,200 a year) in Ontario in the 2026 tax year, your take-home pay is about $26,380 a year, or $2,198 a month, after federal and provincial tax, CPP and EI.
How much is $15 an hour per month after tax?
About $2,198.33 a month, $1,014.61 every two weeks, or $507.31 a week in Ontario (2026).
What is the tax rate on $15 an hour in Ontario?
Your effective rate is 15.4%: total taxes of $4,820 on $31,200 of pay. Your marginal rate is 25.2%, meaning that much of each extra dollar you earn goes to tax.
How much is $15.00 an hour a year?
At 40 hours a week for 52 weeks, $15.00 an hour is $31,200 a year before tax and $26,380 after tax in Ontario.