On a $70,000 salary in British Columbia you take home about $54,525 a year ($4,544 a month) after federal tax, BC tax, CPP and EI in 2026.
BC income tax brackets 2026
| Taxable income | BC rate |
|---|---|
| $0 to $50,363 | 5.06% |
| $50,363 to $100,728 | 7.70% |
| $100,728 to $115,648 | 10.50% |
| $115,648 to $140,430 | 12.29% |
| $140,430 to $190,405 | 14.70% |
| $190,405 to $265,545 | 16.80% |
| Over $265,545 | 20.50% |
The BC basic personal amount is $13,216, so the first $13,216 of income is effectively free of BC tax. Low earners also get the BC tax reduction of up to $575, which phases out as income rises.
Combined federal and BC marginal tax rates
The rate on your next dollar of income. Statutory rates only; credits and the BC tax reduction lower the effective rate.
| Taxable income | Federal | BC | Combined |
|---|---|---|---|
| $0 to $50,363 | 14.0% | 5.06% | 19.06% |
| $50,363 to $58,523 | 14.0% | 7.70% | 21.70% |
| $58,523 to $100,728 | 20.5% | 7.70% | 28.20% |
| $100,728 to $115,648 | 20.5% | 10.50% | 31.00% |
| $115,648 to $117,045 | 20.5% | 12.29% | 32.79% |
| $117,045 to $140,430 | 26.0% | 12.29% | 38.29% |
| $140,430 to $181,440 | 26.0% | 14.70% | 40.70% |
| $181,440 to $190,405 | 29.0% | 14.70% | 43.70% |
| $190,405 to $258,482 | 29.0% | 16.80% | 45.80% |
| $258,482 to $265,545 | 33.0% | 16.80% | 49.80% |
| Over $265,545 | 33.0% | 20.50% | 53.50% |
BC vs Ontario vs Alberta: take-home pay
Yearly take-home pay after income tax, CPP and EI, 2026. Click an amount for the full breakdown.
| Salary | BC | Ontario | Alberta |
|---|---|---|---|
| $40,000 | $33,347 | $32,814 | $33,332 |
| $50,000 | $40,753 | $40,145 | $40,541 |
| $60,000 | $47,935 | $47,340 | $47,691 |
| $70,000 | $54,525 | $53,786 | $54,107 |
| $80,000 | $61,332 | $60,303 | $60,698 |
| $100,000 | $75,549 | $74,206 | $74,459 |
| $150,000 | $107,552 | $104,320 | $107,458 |
BC leaves you more than Ontario and Alberta at every salary in this table, thanks to its low 5.06% and 7.7% rates. By $150,000 Alberta has almost caught up, and above about $155,000 BC's top rates (16.8% and 20.5%) mean Alberta leaves more. Ontario adds the Ontario Health Premium and a surtax, which matter more as income grows.
How to pay less BC tax
- RRSP contributions come off your taxable income, saving tax at your combined marginal rate.
- FHSA contributions (First Home Savings Account) are also deductible, up to $8,000 a year.
- Union dues, child care and moving expenses can be deducted when you file.
See exactly what you keep with the BC income tax calculator.
Frequently asked questions
What are the BC tax brackets for 2026?
5.06% up to $50,363, 7.7% up to $100,728, 10.5% up to $115,648, 12.29% up to $140,430, 14.7% up to $190,405, 16.8% up to $265,545, and 20.5% above that.
What is the top marginal tax rate in BC?
Combined federal and BC tax is 53.5% on taxable income over $265,545 in 2026 (33% federal plus 20.5% BC).
Is BC tax higher than Ontario?
No. For 2026, take-home pay in BC is higher than in Ontario at every common salary. On $100,000, you keep about $75,549 in BC versus $74,206 in Ontario.
How much is $70,000 after tax in BC?
About $54,525 a year, or $4,544 a month, in 2026 after federal and BC income tax, CPP and EI.
Source: CRA T4032BC, January 2026.
Written by Muhammad Raza. Last updated October 23, 2026.