Iowa paycheck calculator 2026

Iowa has a flat 3.8% state income tax, on top of federal income tax and FICA.

If you earn $75,000 a year in Iowa in the 2026 tax year, your take-home pay is about $59,394 a year, or $4,950 a month, after federal tax, FICA and state taxes.

Savings and other deductions
Some school districts add a small surtax.

Take-home pay in Iowa

Iowa, 2026 tax year

$59,394 take-home a year
Pay breakdown per year
Gross pay$75,000
Federal income tax−$7,670
Social Security (6.2%)−$4,650
Medicare (1.45%)−$1,088
Iowa income tax−$2,198
Take-home pay$59,394
  • Income tax 13%
  • Payroll & social 8%
  • Take-home 79%
Effective tax rate20.8%
Marginal tax rate33.5%

Take-home pay by salary in Iowa

SalaryTake-home / yearPer monthTotal taxTax rate
$20,000$17,972$1,498$2,02810.1%
$25,000$21,899$1,825$3,10112.4%
$30,000$25,797$2,150$4,20314.0%
$40,000$33,452$2,788$6,54816.4%
$45,000$37,279$3,107$7,72117.2%
$50,000$41,107$3,426$8,89317.8%
$60,000$48,762$4,063$11,23818.7%
$70,000$56,067$4,672$13,93319.9%
$75,000$59,394$4,950$15,60620.8%
$80,000$62,722$5,227$17,27821.6%
$90,000$69,377$5,781$20,62322.9%
$100,000$76,032$6,336$23,96824.0%
$110,000$82,687$6,891$27,31324.8%
$120,000$89,342$7,445$30,65825.5%
$130,000$95,833$7,986$34,16726.3%
$140,000$102,288$8,524$37,71226.9%
$150,000$108,743$9,062$41,25727.5%
$160,000$115,198$9,600$44,80228.0%
$170,000$121,653$10,138$48,34728.4%
$180,000$128,108$10,676$51,89228.8%
$190,000$134,904$11,242$55,09629.0%
$200,000$141,979$11,832$58,02129.0%
$250,000$174,334$14,528$75,66630.3%
$300,000$204,429$17,036$95,57131.9%

Hourly wages after tax in Iowa

Iowa state income tax brackets (2026, single filers)

Taxable incomeRate
Over $03.8%

Standard deduction: $16,100 single, $32,200 married. Personal credit: $40 single.

How take-home pay is worked out in Iowa

  1. Subtract the 2026 federal standard deduction ($16,100 for single filers) to get federal taxable income.
  2. Apply the 2026 federal brackets: 10%, 12%, 22%, 24%, 32%, 35% and 37%.
  3. Add Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%, plus 0.9% above $200,000).
  4. Apply Iowa's own deductions, exemptions and flat rate.

Frequently asked questions

Does Iowa have a state income tax?

Iowa has a flat 3.8% state income tax, on top of federal income tax and FICA.

How much is $75,000 a year after tax in Iowa?

If you earn $75,000 a year in Iowa in the 2026 tax year, your take-home pay is about $59,394 a year, or $4,950 a month, after federal tax, FICA and state taxes.

How do I calculate my take-home pay in Iowa?

Subtract the 2026 federal standard deduction ($16,100 for single filers) to get federal taxable income. Apply the 2026 federal brackets: 10%, 12%, 22%, 24%, 32%, 35% and 37%. Add Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%, plus 0.9% above $200,000). Apply Iowa's own deductions, exemptions and flat rate.

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