On an $80,000 salary in Ontario you take home about $60,303 a year ($5,025 a month) in 2026, after federal tax, Ontario tax, the Health Premium, CPP, CPP2 and EI.
Ontario income tax brackets 2026
| Taxable income | Ontario rate |
|---|---|
| $0 to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| Over $220,000 | 13.16% |
The Ontario basic personal amount is $12,989. Ontario also has three extras that other provinces don't:
- Ontario surtax: 20% of the Ontario tax above $5,818, plus another 36% of the Ontario tax above $7,446. It starts to apply at roughly $100,000 of income and lifts the top Ontario rate from 13.16% to 20.53%.
- Ontario Health Premium: $0 to $900 a year depending on income. See the Health Premium table.
- Ontario tax reduction: lowers or cancels Ontario tax for low incomes.
Combined federal and Ontario rates (before surtax)
| Taxable income | Federal | Ontario | Combined |
|---|---|---|---|
| $0 to $53,891 | 14.0% | 5.05% | 19.05% |
| $53,891 to $58,523 | 14.0% | 9.15% | 23.15% |
| $58,523 to $107,785 | 20.5% | 9.15% | 29.65% |
| $107,785 to $117,045 | 20.5% | 11.16% | 31.66% |
| $117,045 to $150,000 | 26.0% | 11.16% | 37.16% |
| $150,000 to $181,440 | 26.0% | 12.16% | 38.16% |
| $181,440 to $220,000 | 29.0% | 12.16% | 41.16% |
| $220,000 to $258,482 | 29.0% | 13.16% | 42.16% |
| Over $258,482 | 33.0% | 13.16% | 46.16% |
Your real marginal tax rate in Ontario
The table above ignores the surtax and Health Premium. This one shows the income tax you actually pay on your next $100 of salary, with everything included.
| Salary | Tax on next $100 |
|---|---|
| $30,000 | 17.6% |
| $50,000 | 17.6% |
| $60,000 | 28.1% |
| $80,000 | 28.5% |
| $100,000 | 31.5% |
| $120,000 | 43.4% |
| $150,000 | 43.4% |
| $200,000 | 48.3% |
| $250,000 | 49.8% |
Federal and Ontario income tax only, 2026. CPP, CPP2 and EI come on top until their yearly maximums.
Ontario vs BC vs Alberta: take-home pay
| Salary | Ontario | BC | Alberta |
|---|---|---|---|
| $40,000 | $32,814 | $33,347 | $33,332 |
| $50,000 | $40,145 | $40,753 | $40,541 |
| $60,000 | $47,340 | $47,935 | $47,691 |
| $70,000 | $53,786 | $54,525 | $54,107 |
| $80,000 | $60,303 | $61,332 | $60,698 |
| $100,000 | $74,206 | $75,549 | $74,459 |
| $150,000 | $104,320 | $107,552 | $107,458 |
See also BC tax brackets, Alberta tax brackets and the Ontario income tax calculator.
Frequently asked questions
What are the Ontario tax brackets for 2026?
5.05% up to $53,891, 9.15% up to $107,785, 11.16% up to $150,000, 12.16% up to $220,000, and 13.16% above $220,000, before the Ontario surtax.
What is the top tax rate in Ontario?
53.53% on taxable income over $258,482 in 2026: 33% federal plus 13.16% Ontario, with the 56% surtax raising the Ontario part to 20.53%.
What is the Ontario surtax?
An extra tax on Ontario tax itself: 20% of Ontario tax over $5,818 and 36% of Ontario tax over $7,446. It affects incomes above roughly $100,000.
How much is $80,000 after tax in Ontario?
About $60,303 a year, or $5,025 a month, in 2026.
Source: CRA T4032ON, January 2026.
Written by Muhammad Raza. Last updated October 23, 2026.